This privacy policy sets out how Clive Barwell uses and protects any information that you give Clive Barwell when you use this website.
Clive Barwell is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.
Clive Barwell may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 1st March 2012.
We may collect the following information:
If you have opted-in to our mailing list, you will receive links to financial newsletters published by Wren Sterling from time to time, but we will not contact you for any other purpose unless you so request. If you wish to opt-out of the mailing list, please write to info@clivebarwell.co.uk with “unsubscribe” in the subject box.
If you have requested further information or sought specific advice via the contact form, any personal information you provide will be used by Wren Sterling solely for the purposes of replying to your enquiry or providing the requested advice. Unless you have also opted-in to the mailing list, your email address will not be used for any other purpose.
When your contact details have been passed to Wren Sterling, as described above, they will not be stored by us.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website. If you would like to read more about how we use cookies on this website, please consult our cookies page.
Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.
Your information will not be used by anybody for direct marketing purposes, but, for your peace of mind, there is a check box on the contact form so that you can confirm this.
We will not sell, distribute or lease your personal information to any third parties, apart from Wren Sterling in the circumstances already described, unless we are required by law so to do. We will not use your personal information to send you any promotional material, unless we have your permission.
The subject of Care Fees is both emotive and complex. Clive Barwell blogs to shed some light on this topic.
Clive Barwell blogs to explore the financial options facing people in the lead up to and during retirement.
Inheritance Tax is payable by different people in different circumstances. Here is advice on the subject.
Generic financial planning advice is not regulated by the Financial Conduct Authority. The views expressed on this site are those of Clive Barwell personally and do not reflect the view of any company or organisation with which he is associated. Also, nothing in this site is intended to be, nor should be construed as being, advice to follow or desist from following a particular course of financial action. It is strongly recommended that professional financial advice is sought before embarking on any such course of action. Any request for regulated financial advice received through this site will be exclusively referred to Wren Sterling. Wren Sterling is a trading name of Wren Sterling Financial Planning Limited,, which is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665653. Registered office: 13-19 Derby Road, Nottingham NG1 5AA. Registered in England No. 09157918.
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0800 074 8755info@clivebarwell.co.uk