Blog | Posts by Clive Barwell

If you are needing help with deciding what is the right care package for you or a loved-one this article introduces you to MySupportBroker, who can do all the leg-work for you and probably save you money into the bargain.

You will be invited to agree to any charges before work commences, but an initial consultation and a subsequent discussion document are at the expense of Wren Sterling (as they pay my salary, expenses, etc.).

Without exception, everything you do as an Attorney has to be in the best interests of the Donor.

Being asked to act as an Executor by a friend or member of the family can be flattering, as it shows they trust you to handle their financial affairs. But remember that by accepting you will have to take on a lot of responsibility.

Being asked to act as a Trustee by a friend or member of the family can be flattering, as it shows they trust you to handle their financial affairs. But remember that by accepting you will have to take on a lot of responsibility.

Could your children’s inheritance finish up in the hands of a bankruptcy administrator? Watch this interesting animation.

Are you passing an Inheritance Tax problem down the generations? Watch this interesting animation.

Will all your assets be expended on paying for future long term care so there will be nothing left for your children? Watch this interesting animation.

A common concern is that, following your death, your Partner remarries and your children’s inheritance finishes up with that new family. If this is a concern, watch this animation and then call me to discuss how an updated Will can help allay your fears.

I have been advising on Wills and Trusts since 1971 and I am a registered Trust & Estate Practitioner.

If it can be demonstrated that a pattern of gifting had been established and that the amounts gifted were demonstrably affordable out of normal income, those gifts are outside your estate immediately

I liken the whole process to satellite navigation in the car – I work out where someone is now, where they want to go, plot a course and then keep them on that course, avoiding the financial obstacles en route.

This is the most common question I am asked by attorneys looking after Granny’s financial affairs under an Enduring or Lasting Power of Attorney. The simple answer is, “NO”!

You don’t have to be ill or dying to make plans for your future. Here are six things you can do now to make it easier for you and your loved ones at the end of your life.

The lessons are twofold. Firstly, deciding on a medium to longer-term strategy backed by a prudent cash reserve. Secondly, not being distracted by short-termism part way through that longer journey.

Giving your home away is an extremely bad idea for a number of reasons. Firstly, when you give your home away, you do exactly that, it is no longer your asset, it belongs to someone else.

No, whilst a thorough working knowledge of all personal tax rules and regulations is an essential part of my role, neither I nor Wren Sterling, will prepare a Self Assessment Tax Return or give detailed tax advice. Such work will be outsourced to a suitably qualified professional. I am happy to work with existing Accountants […]

Yes, in addition to being a salaried employee of Wren Sterling, I am also a representative of Private Client Online. I am a registered Trust & Estate Practitioner with experience in Wills and Trust dating back to 1971. As with all my services, it is home-based, I take my Client’s instructions, Private Client Online prepares the documents and I […]

No, I am a highly experienced financial planner and am able to advise people in all walks of life on every aspect of their financial affairs. However, my areas of expertise are more suited to people who are at or post-retirement, so this is sector I focus on. Generally, I only take on Clients under […]

Since 31 December 2012 all independent financial advisers have been required by the Regulator to charge fees for their advice rather than receiving commission from product providers (other than mortgages and life assurance). An initial consultation and a subsequent discussion document are at the expense of Wren Sterling. If, thereafter, regulated financial advice is required, […]